Flexi Personal Loan - A flexible loan option where you can avail loans within 10 minutes as direct bank transfer. All you need is your PAN Card & Address Proof to avail 1,000 to 50,000 for a tenure ranging from 62 days to 6 months.

Personal Loan for Salaried - A personal loan option where you can avail amounts from 10,000 to 2 Lakhs as direct bank transfer for tenure ranging from 3 to 15 months. All you need is your PAN Card, Address Proof and Salary Proof.

Online Purchase Loan - A loan option where you can Buy anything Now, Pay Later in EMIs. Via this option, you can avail E-vouchers on KreditBee App on loan, purchase on KreditBee's partner platforms like Flipkart, Amazon & many more through those e-vouchers, and pay later in EMIs.

When you take a loan, the equated monthly instalment is a key factor in deciding the loan amount and tenure. The personal loan calculator helps you instantly calculate your pay-outs and, therefore, plan your loan and repayment better.

To calculate your EMI, just enter the loan amount, rate of interest and loan tenure, and your EMI is instantly displayed. You can enter loan amounts from 50,000 to 4,000,000 and term from 1 to 5 years.

If you wish to change the EMI adjust any of the three sliders on the personal loan EMI calculator. If you wish to lower your EMI, you can do so by reducing the loan amount or the interest rate or by increasing the tenure. If you can afford higher monthly payments, you could consider increasing the loan amount or reducing your tenure.

The graph shows you how much you will repay over your loan tenure and the interest component in that.

How can I check personal loan eligibility?

  • If you wish to apply for a personal loan, you need to determine your eligibility before applying for it. To do that, you can use the eligibility calculator. Here is how to check the personal loan eligibility:
  • Open the loan eligibility calculator
  • Select the city of residence, date of birth, monthly income and monthly expenses
  • Once you select these fields, the tool will show an amount that you will be eligible for
  • You can apply for the same amount and get quick loan approval online

How much personal loan you can get on your salary?

A final, personal loan amount that you can get from a lender depends on your salary, city of residence, age and other eligibility criteria. The best thing to know how much personal loan you can get on your salary will be using the personal loan eligibility calculator. It will tell an amount that you can apply for as the loan after you select your city, age, salary and monthly expenses on the tool. This way, you can apply for the eligible amount and avoid the chances of rejections.

What is the personal loan eligibility for salaried employees?

A personal loan for salaried employees can be availed if you can meet some eligibility conditions. Have a look at the personal loan eligibility of Bajaj Finserv:
You need to be a residing citizen of India
You should be aged between 20 and 60 years
You need to be employed with a private, public limited company, or an MNC
You should have a minimum CIBIL score of 750

How to qualify for a personal loan?

Qualifying for a personal loan is easy if you can meet the eligibility criteria of Bajaj Finserv and submit some documents.
You should be aged between 20 and 60 years
You need to be a resident of India
You should be working for an MNC, private or a public limited company
You should have a minimum CIBIL score of 750
KYC documents
Employee ID card
Last 2 months’ salary slips
Salaried bank account statement of the previous 3 monthsAlong with these, the lender will also look at your CIBIL score and repayment history before approving your personal loan application.

What is the minimum salary required for personal loan?

How to Apply :-

● Download Cash Loan app from Google Play Store
● Fill out basic information & get an approved loan offer in minutes
● Choose a flexible loan amount & EMI repayment plan that suits you
● Apply remotely & upload all your documents online
● Get the loan amount in your bank account in a few hours

Personal Loan EMI Calculator

Safety & Security

Cash Loan’s security systems are designed to be in line with those of the best banks in the country. Rest assured knowing that all your data is safe and secure as we use 256-bit encryption for data management.

Our app only decodes the transnational messages that you receive on your phone whenever you use your account. Your personal and OTP messages will be left alone.

In addition, all in-app permissions that we require are only used to ensure you get the most out of each of our apps.

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